Real Estate Cash Flow Calculator
Estimate monthly rental property cash flow, annual cash flow, and cash-on-cash return using purchase price, financing, rent, vacancy, maintenance, and recurring ownership costs.
Estimated monthly cash flow
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How this real estate cash flow calculator works
This calculator estimates rental property performance by subtracting typical monthly ownership and operating costs from your monthly rental income.
It includes mortgage cost, property taxes, insurance, HOA fees, vacancy allowance, and maintenance allowance. It then uses your annual cash flow and down payment to estimate cash-on-cash return.
What cash flow means for a rental property
Cash flow is the money left over each month after you collect rent and pay recurring expenses. Positive cash flow means the property is generating surplus income. Negative cash flow means you would need to cover the shortfall yourself.
Explore more financial tools
Want to estimate financing costs separately? Try our mortgage calculator.
Want to compare long-term investing instead? Use our compound interest calculator.